Fixed Savings Account
Why save with Monzo
- Standard Bank Fixed Savings Account
- Fixed Rate Savings Uk
- Capitec Fixed Savings Account
- Compare Fixed Term Savings Accounts
Compare Fixed-rate Savings Accounts. Find a savings account: The Which? Difference; Which? Money Compare's comparison tables shows hundreds of savings accounts from providers large and small, whether we get paid commission or not. It makes no difference to how the savings accounts appear in our tables, meaning you’ll always be able to stay in. Most savings accounts have variable yields, so a CD is a way to earn a fixed APY during a term. However, CDs usually have an early withdrawal penalty if you take your money out too soon.
A choice of competitive rates
We're creating a Savings Marketplace in the Monzo app. Pick from an ever-growing number of providers and competitive interest rates to suit your savings goals.
A new way to save
Add custom images to your Savings Pots to stay motivated. Round up transactions to add spare change to Pots automatically and schedule monthly savings deposits to stay on track.
Your money's protected by the FSCS
The money you put into Savings Pots is protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS).
The FSCS apply this limit to each person and to the total amount of any money you have with the provider, whether held through Monzo or not.
Please note, this means if you have separate accounts with our savings providers outside of the Monzo app, then the deposits held in those accounts will also count towards the limit of £85,000.
Save in a way that suits you
We’ve got different types of savings, and we’re adding more all the time. We talk about AER below, which means Annual Equivalent Rate. It shows you what the rate would be yearly if we paid interest on top of interest (which we do for easy access and fixed savings).
Easy access
Great for short-term savings goals, like holidays or a new bike.
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Easy access ISA
Save without paying tax on the interest you earn. What's an ISA?
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Fixed
Great for long-term savings goals, like a home or a wedding.
Standard Bank Fixed Savings Account
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More providers coming soon
Fixed Rate Savings Uk
We’re talking to new providers all the time to give you access to a wider variety of competitive rates.
Download the Monzo app on iOS or Android and join the people who've changed the way they bank.
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Capitec Fixed Savings Account
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Compare Fixed Term Savings Accounts
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